Every single item that we include on this web site is sold through the payment processor Clickbank.com. Clickbank provides figures on the products in its site. One of all these stats is the EPS number (Earned Per Sale). This is the sum that the associate who refers a sale can expect to be paid out for that referral. By just comparing this EPS figure to the price of the item and commission payment offered, you can create an accurate approximation of the quantity of refunds being requested for the product or service.

You should be aware, having said that, that Clickbank.com won't totally reset the EPS when modifications are made to the product price or when merchandise is added to or taken out of the account. For this reason, the refund rate may be incorrect and we therefore permit owners to give us screen shots of their Clickbank.com profile to establish their true refund rate. Click here for anyone who is a vendor and would like to do this with this product.

We will not offer Smart Money Law or any of the items we list. In this sense we're not similar to, for example, Dell.com. As an alternative, we aggregate information about other peoples' merchandise and invite you to make the most informed purchasing decision. Therefore we are more kind of like a cost comparing webpage than a web store. Like most price comparison websites, we receive a percentage from the product vendor if you do buy from their store. If you need to purchase the goods without allowing this site a compensation make sure you erase your cookies then log onto the website via this "non-associate" hyperlink: http://www.smartmoneylaw.com